Band-Aids come off more easily when you tear them off. Work a plan to cut expenses until you are operating at 10 percent below the target number on your Operating Expenses TAPs in the Instant Assessment. **Start by cutting the U expenses first. Then find ways to reduce the R expenses with replacements or alternatives. And evaluate the P expenses to see if you can structure the expense more favorably.** --- **Tags** — [[quotes]], [[frugality]], [[personal-finance]] **Source** — [[202303291359 - B - Profit First]] **See Also** — [[202303291434 - Q]]