"Think of it this way: **Given the same amount of money each year** (let’s say $100,000), **you will be able to extract a lot more enjoyment out of that money at some points in your life than at others**. The utility of money changes over time, and it does so in a fairly predictable way: Starting sometime in your twenties, your health very subtly starts to decline, causing a corresponding decline in your ability to enjoy money." ([Location 1464](https://readwise.io/to_kindle?action=open&asin=B07T5LSF1J&location=1464)) --- **Tags** -- [[quotes]], [[time-value-of-spending]] , [[essentialism]] , [[personal-values]] , [[budgeting]] , **Source** -- [[202408061202 - B - Die With Zero]]