"This is where the [[Dolly Varden]] char and phenotypic plasticity come in. **Instead of consuming the same number of calories throughout the year, the char change their caloric intake (and their metabolism) based on how much food is available**. "We should do the same thing when it comes to saving money. "**When we have the ability to save more, we should save more—and when we don’t, we should save less**. We shouldn’t use static, unchanging rules because our finances are rarely static and unchanging." --- **Tags** -- [[quotes]], [[personal-finance]], [[frugality]], [[investments]] **Source** -- [[20250201125729 - B - Just Keep Buying]]