“Though there are a lot of **reasons why someone might consider taking out debt**, the most useful ones tend to fall within two buckets:
“To **reduce risk**.
“To **generate a return greater than the cost to borrow**.”
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**Tags** -- [[quotes]], [[personal-finance]], [[investments]], [[bad-debt]], [[good-debt]],
**Source** -- [[20250201125729 - B - Just Keep Buying]]